Investing11 min read
How to tell whether your ETF portfolio has drifted from the plan
Learn how to spot ETF portfolio drift, assess drawdowns and asset allocation, and decide when your portfolio needs a review.
Author and Strum co-founder
Oleksandr Yutysh
Co-founder of Strum, founder of YU.invest, and author of Strum feature and financial-methodology content.
Public profiles and projects
Education and professional context
Oleksandr Yutysh has formal education in finance and financial planning. He earned a Bachelor’s degree in Finance, Banking and Insurance from the National University of Kyiv-Mohyla Academy, graduating with honors. He also completed a Postgraduate Degree in Financial Planning and Services at Humber College and a BBA in Business Administration at IAE Lille.
Education
January–December 2022
Humber College
Postgraduate Degree, Financial Planning and Services
2017–2021
National University of Kyiv-Mohyla Academy
Bachelor’s degree, Finance, Banking and Insurance; diploma with honors, 93.25/100
2019–2020
IAE Lille
BBA, Business Administration and Management
Verified certificates
Additional professional education includes CFA Institute Investment Foundations and courses from leading universities on Coursera. Each certificate links to its verification page.
- CFA Institute Investment FoundationsCFA Institute · June 2020
- Financial MarketsYale University · April 17, 2020
- Understanding Financial MarketsUniversity of Geneva · August 30, 2020
- Investments I: Fundamentals of Performance EvaluationUniversity of Illinois Urbana-Champaign · July 12, 2020
- Construct Stock Market IndicesCoursera · August 5, 2020
Articles by the author
Personal finance11 min read
How to understand your real capital structure when you own many assets
Learn how to assess your capital structure, consolidate assets and liabilities, calculate net worth and identify concentration and hidden risks.
Investing12 min read
What is an investment portfolio and how do you build one?
Learn what an investment portfolio is, which assets it can hold, what risks it carries and how to build an investment portfolio from scratch.
Personal finance9 min read
Where to start controlling personal finances before investing. How to track expenses?
Learn how to run a personal budget, close financial gaps, build an emergency fund, calculate your net worth and decide how much you can invest every month.
Page updated July 29, 2026.
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